Business Checking Accounts

business-checking

Your business deserves a checking plan that is cost effective and simple to use.  Voyager Bank checking accounts are designed to meet your specific business needs.

Small Business Checking

Our Small Business Checking account is best suited for businesses that have a low monthly transaction volume. Small Business Checking allows you to avoid monthly service fees by maintaining a low daily minimum balance in the account. It also offers many additional benefits including free Business Online Banking and free E-Statement delivery.

Account Benefits
Services Available
Interest None
Monthly Service Fee $10.00 if the balance falls below the minimum of $500
Monthly Activity
Charges

100 items included per month - $0.30 per item after 100

Items include:

  • Checks
  • Debits
  • Items Deposited (On-us & clearing)
Minimum Balances To open the account: $100
To avoid monthly service fee: $500

Apply online

Business Checking

Our Business Checking account is for businesses that have moderate monthly transaction volume.  Business Checking allows you to avoid monthly service fees by maintaining a minimum daily balance requirement and provides an increased number of free transactions per month.

Account Benefits
Services Available
Interest None
Monthly Service Fee $17.00 if the balance falls below the minimum of $5,000
Monthly Activity Charges

300 items included per month - $0.30 per item after 300

Items include:

  • Checks
  • Debits
  • Items Deposited (On-us & clearing)
Minimum Balances To open the account:  $100
To avoid monthly service fee: $5,000

Apply online

Commercial Checking

Our Commercial Checking Account is designed for businesses that have a high monthly volume and Business Deposit Service needs. Commercial Checking allows you to offset some or all of your service fees and charges with a monthly Earnings Credit based on the balances maintained in your account.

Account Benefits
Services Available
InterestNone
Monthly Service Fee$17.00 monthly maintenance fee
Monthly Activity Charges
  • Checks/Debits: $0.15 per item
  • ACH Debits: $0.10 per item
  • Deposits/Credits: $0.35 per item
  • Items Deposited;
  • On – Us: $0.04 per item
  • Clearing: $0.08 per item
  • ACH Credits $0.07 per item
  • Currency and Coin Deposit: $0.15 per $100
  • FDIC Assessment: At current rate
  • Uncollected Funds: Prime Rate + 4.00%
Earnings Credit RateThrough account analysis, balances earn an Earnings Credit to offset the Monthly Service Fee and Activity Charges.
Minimum BalancesTo open the account: $100 To avoid monthly service fee: Not Applicable

Apply online

Business Interest Checking

This simple and affordable interest bearing checking account is for sole proprietors, individuals doing business as (DBA) a trade name, pension funds, escrow accounts, and funds held in a fiduciary capacity. Business Interest Checking features a tiered interest rate and itemized monthly statements for easy reconcilement.

Account Benefits
Services Available
Interest Tiered interest rate
Monthly Service Fee $8.00 monthly maintenance fee
Monthly Activity Charges

100 items included per month - $0.10 per item after 100 Items include:

  • Checks
  • Debits
  • Items Deposited (On-us & clearing)
Minimum Balances

To open the account: $100
No minimum balance required

Apply online

Non-Profit Organization Checking

This simple and affordable interest bearing checking account is for non-profit organizations.  Non-Profit Checking features a tiered interest rate and itemized monthly statements for easy reconcilement.

Account Benefits
Services Available
Interest Tiered interest rate
Monthly Service Fee $8.00 monthly maintenance fee
Monthly Activity Charges

100 items included per month - $0.10 per item after 100 Items include:

  • Checks
  • Debits
  • Items Deposited (On-us & clearing)
Minimum Balances

To open the account:  $100
No minimum balance required

Apply online

Public Organization Checking

This simple and affordable interest bearing checking account is for governmental units including state, county, municipality or political subdivision. Public Organization Checking features a tiered interest rate and itemized monthly statements for easy reconcilement. 

Account Benefits
Services Available
Interest Tiered interest rate
Monthly Service Fee $8.00 monthly maintenance fee
Monthly Activity Charges

100 items included per month - $0.10 per item after 100 Items include:

  • Checks
  • Debits
  • Items Deposited (On-us & clearing)
Minimum Balances

To open the account:  $100
No minimum balance required

Apply online