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Interest Rates

as of 04/10/14 

 Checking or Savings Product

Minimum to Open

Tier Balance Range*

Tier Interest Rate

Annual Percentage Yield (APY)

Premier Checking

$100

$0.00 - $9,999.99
$10,000 and above

0.01%
0.05%

0.01%
0.05%

Small Business Interest Checking

$100

$0.00 - $24,999.99
$25,000.00 - $49,999.99
$50,000.00 - and above

0.05%
0.10%
0.15%

0.05%
0.10%
0.15%

Non-Profit Interest Checking $100 $0.00 - $24,999.99
$25,000.00 - $49,999.99
$50,000.00 - and above
0.05%
0.10%
0.15%

0.05%
0.10%
0.15%

Public Organization Interest Checking $100 $0.00 - $24,999.99
$25,000.00 - $49,999.99
$50,000.00 - and above
0.05%
0.10%
0.15%
0.05%
0.10%
0.15%

Voyager Savings Account**

$50

$0.00 - $9,999.99
$10,000 - $24,999.99
$25,000 - $99,999.99
$100,000 and above

0.03%
0.05%
0.07%
0.10%

0.03%
0.05%
0.07%
0.10%

Voyager Investment Account Business**

$5,000

$0.00 - $9,999.99
$10,000 - $49,999.99
$50,000 - $149,999.99
$150,000 - $249,999.99
$250,000 and above

0.05%
0.07%
0.15%
0.20%
0.25%

0.05%
0.07%
0.15%
0.20%
0.25%

Voyager Investment Account Personal**

$5,000

$0.00 - $4,999.99
$5,000 - $49,999.99
$50,000 - $149,999.99
$150,000 - $249,999.99
$250,000 and above

0.05%
0.07%
0.15%
0.20%
0.25%

0.05%
0.07%
0.15%
0.20%
0.25%

* The minimum balance required to maintain the stated APY is the lowest balance in each tier balance range.

** Federal laws limit certain withdrawals, such as by phone, internet transfers, overdraft transfers, check or debit card to six (6) per monthly statement cycle.

 

Certificate of Deposit Term

Minimum to Open or Maintain APY

Interest Rate

Annual Percentage Yield (APY)

3 Month

$500

0.10%

0.10%

6 Month

$500

0.15%

0.15%

12 Month $500 0.20% 0.20%
13 Month $5,000 0.25% 0.25%

18 Month

$500

0.30%

0.30%

23 Month*

$5,000

0.40%

0.40%

24 Month 

$500

0.35%

0.35%

30 Month

$500

0.45%

0.45%

36 Month

$1,000

0.55%

0.55%

48 Month

$1,000

0.70%

0.70%

60 Month

$1,000

0.90%

0.90%

* New money is required.  Not available on transfers from existing Voyager Bank accounts, public funds or institutional monies.  At maturity, certificates will automatically renew at the same term for the current rate being offered at that time.

 

Retirement Savings Product

 Minimum to Open

Tier Balance Range*

Tier Interest Rate

Annual Percentage Yield (APY)

Voyager IRA Savings Account**

$100

$0.00 - $4,999.99
$5,000 - $24,999.99
$25,000 and above

0.05%
0.10%
0.15%

0.05%
0.10%
0.15%

* The minimum balance required to maintain the stated APY is the lowest balance in each tier balance range.

** Federal laws limit certain withdrawals, such as by phone, internet transfers, overdraft transfers, check or debit card to six (6) per monthly statement cycle.

 

Retirement (IRA) Certificate of Deposit Term

Minimum to Open or Maintain APY

Interest Rate

Annual Percentage Yield (APY)

12 Month

$500

0.20%

0.20%

13 Month $5,000         0.25% 0.25%

18 Month

$500

0.30%

0.30%

23 Month*

$5,000

0.40%

0.40%

24 Month

$500

0.35%

0.35%

30 Month

$500

0.45%

0.45%

36 Month

$1,000

0.55%

0.55%

48 Month

$1,000

0.70%

0.70%

60 Month

$1,000

0.90%

0.90%

* New money is required.  Not available on transfers from existing Voyager Bank accounts or institutional monies.  At maturity, certificates will automatically renew at the same term for the current rate being offered at that time.

All rates are subject to change without notice.  Fees could reduce earnings on the account. Please contact your local Voyager Bank office for current rates.

Certificates of Deposit Only - Annual Percentage Yield (APY) is based on compounding and crediting of interest annually with terms of one year or longer and at maturity for terms under one year.  The APY assumes interest remains on the deposit until maturity.  A withdrawal will reduce earnings.  A penalty will be imposed for early withdrawal.